10 Things a Lender Needs From You
- W-2 forms or business tax returns for the last 2-3 years.
- Your most recent pay stub.
- Your last 3-4 months of bank and/or credit union statements for all checking and savings accounts.
- Your last 2-3 years of personal tax returns.
- Brokerage account statements for 3-4 months, and list of all major assets of value, e.g., car, boat, RV, and stocks or bonds not held in a brokerage account.
- Most recent 401(k) or other retirement account statement.
- Verify any additional income like child support or pension.
- Account numbers for your credit cards and their current balances.
- Lender, loan number, and amount owed on other installment loans like car loans, student loans, etc..
- Your housing history with addresses for the last 5-7 years including any landlord names and their contact information..
